Cash Back rewards do not expire as long as your account is open! You can choose to receive a statement credit or direct deposit into most U.S. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.We recommend avoiding submission of more than two applications within a six-month period. If you’re hoping to receive approval for the Freedom Flex, we recommend monitoring your credit score until it’s at or near 700, then submitting a formal application to Chase. Chase doesn’t offer a pre-approval tool on its website, making it even harder to know whether you’ll qualify before applying. A score over 700 will likely serve you better. You might need a score of at least 670 or higher. An excellent score certainly wouldn’t hurt, but no specific credit score guarantees an approval-your financial situation and creditworthiness as determined by Chase will determine your chances of approval. Credit Score Needed for the Chase Freedom Flex CardĬhase doesn’t specify what credit score is recommended or required for Chase cards, but the Freedom Flex card is one of Chase’s best options for earning cash-back rewards, which means applicants will likely need at least a good credit score to qualify. You’ll likely need a good to excellent credit score of at least 670 or higher to be considered for the Freedom Flex card. Intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days, after that either $5 or 5% of the amount of each transfer, whichever is greater applies and earns 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores and 1% on all other purchases.

It offers a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% - 25.99% applies. The Chase Freedom Flex℠ is a great option for earning cash-back rewards with no annual fee.

Chase freedome flex